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First Title Online provides:
- Residential cover in England and Wales, Scotland and Northern Ireland
- More than 70 known risks
- Multi risk coverage available on a single policy at a reduced rate
- Online portal coverage for indemnity limits up to £5 million
- Access 24 hours a day, 7 days a week
Our underwriters have developed a series of clear and precise risk assumptions, minimising the requirement to provide further documentation e.g. plans.
You can receive a quote, a draft policy or an issued policy instantly straight to your inbox.
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As well as resolving matters where online assumptions cannot be met our helpful team is here to assist you by supplying a bespoke, cost-effective solution for those more complex, challenging or unusual risks.
Contact UsThe best solution for you.
Does your practice deal with volume conveyancing which requires regular chancel or search cover?
If so, our Master Policies can provide you with a simple solution. Please contact us to find out more.
Contact UsLeading risk coverage.
England and Wales
- Chancel Repair
Chancel Repair
Risks covering the enforcement of a Chancel Repair Liability against the Land.
- Defective Ownership
Defective Ownership
Risks covering issues with the ownership of the Land, or where a seller has limited knowledge.
- Environmental
Environmental
Risks covering a lack of environmental search and/or the enforcement of Contaminated Land Regulations.
- Insolvency
Insolvency
Risks covering deed of gifts, undervalue transactions and gifted deposits.
- Lack of Easement
Lack of Easement
Risks covering the lack of legal rights in place in respect of rights currently being exercised in favour of the Land.
- Lack of Rights in Respect of Neighbouring/Adjoining Land
Lack of Rights in Respect of Neighbouring/Adjoining Land
Risks covering the lack of legal rights in place in respect of the support, protection, maintenance and repair of adjoining/neighbouring land.
- Leasehold
Leasehold
Risks covering various defects in a lease or in relation to a leasehold title.
- Local Authority Searches
Local Authority Searches
Risks providing cover for the lack/delay/validation of formal searches of the Local Authority Land Charges, Water Service Company and/or Coal Authority registers in accordance with Forms LLC1, CON29, CON29DW, CON29M (2018) (enquiries 1-11 only), a Cheshire Salt search and/or a highways search.
- Missing Deed
Missing Deed
Cover for the enforcement of unknown restrictive covenants, rights or easements referred to in a missing deed.
- Planning and Works
Planning and Works
Risks covering enforcement action from the Local Authority for Works carried out without or in breach of required consents and/or lack of agreements in place.
- Restrictive Covenant
Restrictive Covenant
Risks covering the enforcement of restrictive covenants burdening the Land.
- Road/Sewer Adoption
Road/Sewer Adoption
Risks covering demands for contributions to the adoption of roads and/or sewers.
- Third Party Rights
Third Party Rights
Risks covering the enforcement of third party rights over the Land.
Scotland
- Bankruptcy/Insolvency
Bankruptcy/Insolvency
Risks covering deed of gifts, undervalue transactions and gifted deposits.
- Defective Ownership
Defective Ownership
Risks covering issues with the ownership of the Land, or where a seller has limited knowledge.
- Lender Issues
Lender Issues
Risks covering the enforcement of third party rights over the Land.
- Planning and Works
Planning and Works
Risks covering enforcement action from the Local Authority for Works carried out without or in breach of required consents and/or lack of agreements in place.
- Searches
Searches
Risks providing cover for the lack/delay of formal Property Enquiry Certificate.
- Servitude/Lack of Easement
Servitude/Lack of Easement
Risks covering the lack of legal rights in place in respect of rights currently being exercised in favour of the Land.
- Third Party Rights
Third Party Rights
Risks covering the enforcement of third party rights over the Land.
Northern Ireland
- Defective Ownership
Defective Ownership
Risks covering issues with the ownership of the Land, or where a seller has limited knowledge.
- Insolvency
Insolvency
Risks covering deed of gifts, undervalue transactions and gifted deposits.
- Known Restrictive Covenant
Known Restrictive Covenant
Risks covering the enforcement of restrictive covenants burdening the Land.
- Lack of Easement
Lack of Easement
Risks covering the lack of legal rights in place in respect of rights currently being exercised in favour of the Land.
- Lack of Rights in Respect of Neighbouring/Adjoining Land
Lack of Rights in Respect of Neighbouring/Adjoining Land
Risks covering the lack of legal rights in place in respect of the support, protection, maintenance and repair of adjoining/neighbouring land.
- Leasehold
Leasehold
Risks covering various defects in a lease or in relation to a leasehold title.
- Missing Deed
Missing Deed
Cover for the enforcement of unknown restrictive covenants, rights or easements referred to in a missing deed.
- Planning and Works
Planning and Works
Risks covering enforcement action from the Local Authority for Works carried out without or in breach of required consents and/or lack of agreements in place.
- Searches
Searches
Risks providing cover for the lack/delay of formal Local/Regional Property Certificate.
- Third Party Rights
Third Party Rights
Risks covering the enforcement of third party rights over the Land.
- Chancel Repair
Chancel Repair
Risks covering the enforcement of a Chancel Repair Liability against the Land.
- Defective Ownership
Defective Ownership
Risks covering issues with the ownership of the Land, or where a seller has limited knowledge.
- Environmental
Environmental
Risks covering a lack of environmental search and/or the enforcement of Contaminated Land Regulations.
- Insolvency
Insolvency
Risks covering deed of gifts, undervalue transactions and gifted deposits.
- Lack of Easement
Lack of Easement
Risks covering the lack of legal rights in place in respect of rights currently being exercised in favour of the Land.
- Lack of Rights in Respect of Neighbouring/Adjoining Land
Lack of Rights in Respect of Neighbouring/Adjoining Land
Risks covering the lack of legal rights in place in respect of the support, protection, maintenance and repair of adjoining/neighbouring land.
- Leasehold
Leasehold
Risks covering various defects in a lease or in relation to a leasehold title.
- Local Authority Searches
Local Authority Searches
Risks providing cover for the lack/delay/validation of formal searches of the Local Authority Land Charges, Water Service Company and/or Coal Authority registers in accordance with Forms LLC1, CON29, CON29DW, CON29M (2018) (enquiries 1-11 only), a Cheshire Salt search and/or a highways search.
- Missing Deed
Missing Deed
Cover for the enforcement of unknown restrictive covenants, rights or easements referred to in a missing deed.
- Planning and Works
Planning and Works
Risks covering enforcement action from the Local Authority for Works carried out without or in breach of required consents and/or lack of agreements in place.
- Restrictive Covenant
Restrictive Covenant
Risks covering the enforcement of restrictive covenants burdening the Land.
- Road/Sewer Adoption
Road/Sewer Adoption
Risks covering demands for contributions to the adoption of roads and/or sewers.
- Third Party Rights
Third Party Rights
Risks covering the enforcement of third party rights over the Land.
- Bankruptcy/Insolvency
Bankruptcy/Insolvency
Risks covering deed of gifts, undervalue transactions and gifted deposits.
- Defective Ownership
Defective Ownership
Risks covering issues with the ownership of the Land, or where a seller has limited knowledge.
- Lender Issues
Lender Issues
Risks covering the enforcement of third party rights over the Land.
- Planning and Works
Planning and Works
Risks covering enforcement action from the Local Authority for Works carried out without or in breach of required consents and/or lack of agreements in place.
- Searches
Searches
Risks providing cover for the lack/delay of formal Property Enquiry Certificate.
- Servitude/Lack of Easement
Servitude/Lack of Easement
Risks covering the lack of legal rights in place in respect of rights currently being exercised in favour of the Land.
- Third Party Rights
Third Party Rights
Risks covering the enforcement of third party rights over the Land.
- Defective Ownership
Defective Ownership
Risks covering issues with the ownership of the Land, or where a seller has limited knowledge.
- Insolvency
Insolvency
Risks covering deed of gifts, undervalue transactions and gifted deposits.
- Known Restrictive Covenant
Known Restrictive Covenant
Risks covering the enforcement of restrictive covenants burdening the Land.
- Lack of Easement
Lack of Easement
Risks covering the lack of legal rights in place in respect of rights currently being exercised in favour of the Land.
- Lack of Rights in Respect of Neighbouring/Adjoining Land
Lack of Rights in Respect of Neighbouring/Adjoining Land
Risks covering the lack of legal rights in place in respect of the support, protection, maintenance and repair of adjoining/neighbouring land.
- Leasehold
Leasehold
Risks covering various defects in a lease or in relation to a leasehold title.
- Missing Deed
Missing Deed
Cover for the enforcement of unknown restrictive covenants, rights or easements referred to in a missing deed.
- Planning and Works
Planning and Works
Risks covering enforcement action from the Local Authority for Works carried out without or in breach of required consents and/or lack of agreements in place.
- Searches
Searches
Risks providing cover for the lack/delay of formal Local/Regional Property Certificate.
- Third Party Rights
Third Party Rights
Risks covering the enforcement of third party rights over the Land.
Get in touch with us today.
42 Trinity Square
London
EC3N 4DJ
David House
9 Manor Road
Leeds
LS11 5QA